Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PIKE CREEK MORTGAGE SERVICES, INC.
PIKE CREEK MORTGAGE SERVICES, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
+420.0% vs 2024Originations
$5.5M
Loans x average loanAverage loan
$212,692
Average interest rate
6.43%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 26 | $5.5M | $212,692 | 6.43% | 5% | 0% |
| 2024 | 6 | 5 | $1.3M | $251,000 | 6.33% | 17% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 6 | $1.3M | $215,000 | 6.42% | 14% | 0% |
| DE | 4 | $960,000 | $240,000 | 6.75% | 0% | 0% |
| SC | 3 | $595,000 | $198,333 | 6.04% | 0% | 0% |
| IN | 3 | $565,000 | $188,333 | 6.5% | 0% | 0% |
| TX | 3 | $585,000 | $195,000 | 6.08% | 0% | 0% |
| VA | 2 | $400,000 | $200,000 | 6.38% | 0% | 0% |
| NC | 2 | $410,000 | $205,000 | 6.94% | 17% | 0% |
| MD | 1 | $335,000 | $335,000 | 6.49% | 0% | 0% |
| FL | 1 | $275,000 | $275,000 | 6.13% | 0% | 0% |
| AL | 1 | $115,000 | $115,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.