Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Springfield
Bank of Springfield
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
-20.0% vs 2024Originations
$530,000
Loans x average loanAverage loan
$132,500
Average interest rate
6.23%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 4 | $530,000 | $132,500 | 6.23% | 20% | 0% |
| 2024 | 5 | 5 | $575,000 | $115,000 | 7.33% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 4 | $530,000 | $132,500 | 6.23% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.