Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pivot Financial Partners, Inc
Pivot Financial Partners, Inc
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+16.7% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$257,857
Average interest rate
6.45%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 7 | $1.8M | $257,857 | 6.45% | 9% | 0% |
| 2024 | 7 | 6 | $1.2M | $201,667 | 6.77% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 3 | $955,000 | $318,333 | 6.5% | 0% | 0% |
| CO | 1 | $195,000 | $195,000 | 5.88% | 25% | 0% |
| ID | 1 | $435,000 | $435,000 | 6.5% | 0% | 0% |
| IL | 1 | $75,000 | $75,000 | 6.49% | 0% | 0% |
| VT | 1 | $145,000 | $145,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.