Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Apex Bank
Apex Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
-24.2% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$99,400
Average interest rate
n/a
Denial rate
27%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 25 | $2.5M | $99,400 | n/a | 27% | n/a |
| 2024 | 49 | 33 | $3.4M | $104,394 | n/a | 12% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 24 | $2.4M | $99,583 | n/a | 28% | n/a |
| AZ | 1 | $95,000 | $95,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.