Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › White Eagle Credit Union

White Eagle Credit Union

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

5

+25.0% vs 2024
Originations

$455,000

Loans x average loan
Average loan

$91,000

Average interest rate

n/a

Denial rate

14%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202575$455,000$91,000n/a14%n/a
202464$260,000$65,000n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
KS5$455,000$91,000n/a14%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.

White Eagle Credit Union manufactured home lending | Manufactured Housing Hub