Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WESTERN VISTA FEDERAL CREDIT UNION
WESTERN VISTA FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
1
+0.0% vs 2024Originations
$45,000
Loans x average loanAverage loan
$45,000
Average interest rate
5.81%
Denial rate
50%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 2 | 1 | $45,000 | $45,000 | 5.81% | 50% | 100% |
| 2024 | 2 | 1 | $315,000 | $315,000 | 6% | 50% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 1 | $45,000 | $45,000 | 5.81% | 50% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.