Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Community 1st Credit Union
Community 1st Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
-18.5% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$85,455
Average interest rate
6.17%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 22 | $1.9M | $85,455 | 6.17% | 4% | 0% |
| 2024 | 28 | 27 | $2.1M | $77,222 | 5.28% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 22 | $1.9M | $85,455 | 6.17% | 4% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.