Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Main Street Bank Corp
Main Street Bank Corp
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+0.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$121,667
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 9 | $1.1M | $121,667 | n/a | 20% | n/a |
| 2024 | 12 | 9 | $1.1M | $125,000 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 8 | $1.0M | $127,500 | n/a | 15% | n/a |
| WV | 1 | $75,000 | $75,000 | n/a | 50% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.