Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MEGASTAR FINANACIAL CORP
MEGASTAR FINANACIAL CORP
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
24
+84.6% vs 2024Originations
$6.1M
Loans x average loanAverage loan
$254,583
Average interest rate
5.99%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 32 | 24 | $6.1M | $254,583 | 5.99% | 6% | 0% |
| 2024 | 20 | 13 | $3.2M | $248,077 | 6.78% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 8 | $1.8M | $228,750 | 5.19% | 0% | 0% |
| CO | 7 | $2.5M | $350,714 | 6.71% | 0% | 0% |
| ME | 6 | $1.2M | $200,000 | 6.01% | 17% | 0% |
| MN | 3 | $625,000 | $208,333 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.