Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CORNING CREDIT UNION
CORNING CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
33
+43.5% vs 2024Originations
$2.8M
Loans x average loanAverage loan
$85,606
Average interest rate
6.54%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 66 | 33 | $2.8M | $85,606 | 6.54% | 27% | 0% |
| 2024 | 49 | 23 | $1.2M | $51,087 | 7.25% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 22 | $1.6M | $71,364 | 6.44% | 33% | 0% |
| NY | 8 | $940,000 | $117,500 | 6.74% | 19% | 0% |
| FL | 1 | $165,000 | $165,000 | 6.5% | 0% | 0% |
| PA | 1 | $45,000 | $45,000 | 6.14% | 33% | 0% |
| SC | 1 | $105,000 | $105,000 | 7.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.