Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SOUTH CAROLINA FEDERAL CREDIT
SOUTH CAROLINA FEDERAL CREDIT
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+31.6% vs 2024Originations
$3.7M
Loans x average loanAverage loan
$147,800
Average interest rate
7.07%
Denial rate
26%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 50 | 25 | $3.7M | $147,800 | 7.07% | 26% | 0% |
| 2024 | 36 | 19 | $3.4M | $177,105 | 7.07% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 24 | $3.5M | $143,750 | 7.07% | 27% | 0% |
| FL | 1 | $245,000 | $245,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.