Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WELLWORTH BANK
WELLWORTH BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
-67.8% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$63,966
Average interest rate
9.28%
Denial rate
0%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 29 | $1.9M | $63,966 | 9.28% | 0% | 3% |
| 2024 | 124 | 90 | $8.4M | $93,556 | 9.71% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 28 | $1.8M | $64,286 | 9.26% | 0% | 4% |
| KY | 1 | $55,000 | $55,000 | 10.05% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.