Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RANLife, Inc.
RANLife, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
41
+95.2% vs 2024Originations
$9.3M
Loans x average loanAverage loan
$227,439
Average interest rate
6.5%
Denial rate
5%
Home only share
2%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 62 | 41 | $9.3M | $227,439 | 6.5% | 5% | 2% |
| 2024 | 49 | 21 | $4.6M | $220,238 | 6.82% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 6 | $1.6M | $273,333 | 6.85% | 0% | 0% |
| TX | 4 | $980,000 | $245,000 | 6.56% | 20% | 0% |
| OR | 4 | $1.1M | $282,500 | 6.4% | 0% | 0% |
| FL | 3 | $455,000 | $151,667 | 6.66% | 0% | 0% |
| SC | 3 | $735,000 | $245,000 | 6.75% | 0% | 0% |
| IN | 3 | $375,000 | $125,000 | 6.04% | 0% | 0% |
| UT | 3 | $1.1M | $371,667 | 7.12% | 11% | 0% |
| AZ | 2 | $370,000 | $185,000 | 6.43% | 0% | 0% |
| CA | 2 | $560,000 | $280,000 | 5.13% | 0% | 0% |
| GA | 2 | $400,000 | $200,000 | 6.62% | 0% | 0% |
| NC | 2 | $410,000 | $205,000 | 6.69% | 0% | 0% |
| VA | 2 | $180,000 | $90,000 | 6.31% | 0% | 50% |
| OH | 1 | $255,000 | $255,000 | 6.25% | 0% | 0% |
| NM | 1 | $155,000 | $155,000 | 6.63% | 50% | 0% |
| LA | 1 | $185,000 | $185,000 | 5.75% | 0% | 0% |
| CO | 1 | $225,000 | $225,000 | 6.5% | 0% | 0% |
| OK | 1 | $155,000 | $155,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.