Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TRI COUNTIES BANK
TRI COUNTIES BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
36
-5.3% vs 2024Originations
$6.1M
Loans x average loanAverage loan
$170,000
Average interest rate
6.59%
Denial rate
46%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 102 | 36 | $6.1M | $170,000 | 6.59% | 46% | 0% |
| 2024 | 78 | 38 | $4.0M | $105,263 | 9.22% | 32% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 36 | $6.1M | $170,000 | 6.59% | 46% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.