Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANK OZK
BANK OZK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
+73.3% vs 2024Originations
$5.0M
Loans x average loanAverage loan
$190,769
Average interest rate
7.44%
Denial rate
77%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 175 | 26 | $5.0M | $190,769 | 7.44% | 77% | 0% |
| 2024 | 134 | 15 | $1.0M | $69,667 | 8.44% | 78% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 9 | $725,000 | $80,556 | 7.02% | 83% | 0% |
| NC | 8 | $1.5M | $182,500 | 7.81% | 67% | 0% |
| GA | 4 | $260,000 | $65,000 | 7.9% | 81% | 0% |
| FL | 3 | $645,000 | $215,000 | 6.92% | 67% | 0% |
| SC | 1 | $555,000 | $555,000 | 8.13% | 0% | n/a |
| TX | 1 | $1.3M | $1,315,000 | 7.25% | 20% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.