Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Firstar Bank
Firstar Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
37
-27.5% vs 2024Originations
$5.2M
Loans x average loanAverage loan
$139,865
Average interest rate
7.01%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 37 | $5.2M | $139,865 | 7.01% | 10% | 0% |
| 2024 | 57 | 51 | $7.0M | $136,765 | 7.28% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 30 | $4.2M | $141,000 | 7.16% | 13% | 0% |
| AR | 7 | $945,000 | $135,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.