Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GENESEE REGIONAL BANK
GENESEE REGIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
47
+42.4% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$143,723
Average interest rate
7.06%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 66 | 47 | $6.8M | $143,723 | 7.06% | 11% | 0% |
| 2024 | 58 | 33 | $4.3M | $129,848 | 7.08% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 47 | $6.8M | $143,723 | 7.06% | 11% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.