Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bar Harbor Bank & Trust
Bar Harbor Bank & Trust
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-8.3% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$174,091
Average interest rate
7.14%
Denial rate
45%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 11 | $1.9M | $174,091 | 7.14% | 45% | 0% |
| 2024 | 31 | 12 | $1.4M | $117,500 | 7.35% | 48% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 7 | $1.2M | $176,429 | 7.11% | 44% | 0% |
| NH | 2 | $190,000 | $95,000 | 7.31% | 50% | 0% |
| VT | 2 | $490,000 | $245,000 | 7.06% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.