Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE CAMDEN NATIONAL BANK
THE CAMDEN NATIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
48
+4.3% vs 2024Originations
$9.6M
Loans x average loanAverage loan
$200,833
Average interest rate
6.6%
Denial rate
27%
Home only share
8%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 84 | 48 | $9.6M | $200,833 | 6.6% | 27% | 8% |
| 2024 | 83 | 46 | $6.9M | $149,130 | 6.72% | 29% | 4% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 47 | $9.6M | $203,511 | 6.61% | 24% | 9% |
| NH | 1 | $75,000 | $75,000 | 6.25% | 56% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.