Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Farmers Bank
The Farmers Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
-12.0% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$92,727
Average interest rate
n/a
Denial rate
15%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 26 | 22 | $2.0M | $92,727 | n/a | 15% | n/a |
| 2024 | 36 | 25 | $2.1M | $85,800 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 22 | $2.0M | $92,727 | n/a | 15% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.