Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CAPITAL CREDIT UNION
CAPITAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
+22.6% vs 2024Originations
$4.6M
Loans x average loanAverage loan
$120,000
Average interest rate
6.65%
Denial rate
15%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 61 | 38 | $4.6M | $120,000 | 6.65% | 15% | 3% |
| 2024 | 60 | 31 | $3.1M | $98,871 | 6.92% | 15% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 38 | $4.6M | $120,000 | 6.65% | 15% | 3% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.