Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FRONTIER CREDIT UNION
FRONTIER CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
n/a vs 2024Originations
$2.8M
Loans x average loanAverage loan
$465,000
Average interest rate
6.77%
Denial rate
22%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 6 | $2.8M | $465,000 | 6.77% | 22% | 0% |
| 2024 | 2 | 0 | $0 | n/a | n/a | 100% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 6 | $2.8M | $465,000 | 6.77% | 22% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.