Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Citizens Bank
Citizens Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
42
-6.7% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$44,286
Average interest rate
n/a
Denial rate
4%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 48 | 42 | $1.9M | $44,286 | n/a | 4% | n/a |
| 2024 | 51 | 45 | $1.7M | $38,556 | 9.92% | 6% | 7% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 42 | $1.9M | $44,286 | n/a | 4% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.