Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Arizona Financial Credit Union
Arizona Financial Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+100.0% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$173,333
Average interest rate
6.85%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 12 | $2.1M | $173,333 | 6.85% | 5% | 0% |
| 2024 | 10 | 6 | $1.0M | $168,333 | 7.08% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 12 | $2.1M | $173,333 | 6.85% | 5% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.