Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FCS Financial FLCA
FCS Financial FLCA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
+275.0% vs 2024Originations
$3.7M
Loans x average loanAverage loan
$243,667
Average interest rate
7.23%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 15 | $3.7M | $243,667 | 7.23% | 0% | 0% |
| 2024 | 7 | 4 | $570,000 | $142,500 | 7.04% | 43% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 15 | $3.7M | $243,667 | 7.23% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.