Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bravera Bank
Bravera Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+200.0% vs 2024Originations
$865,000
Loans x average loanAverage loan
$288,333
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 3 | $865,000 | $288,333 | n/a | 20% | n/a |
| 2024 | 3 | 1 | $25,000 | $25,000 | n/a | 67% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ND | 3 | $865,000 | $288,333 | n/a | 20% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.