Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Gerber Federal Credit Union
Gerber Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+0.0% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$72,667
Average interest rate
n/a
Denial rate
22%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 50 | 30 | $2.2M | $72,667 | n/a | 22% | n/a |
| 2024 | 47 | 30 | $1.9M | $64,333 | n/a | 13% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 30 | $2.2M | $72,667 | n/a | 22% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.