Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ANB Bank
ANB Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
175
-5.9% vs 2024Originations
$17.0M
Loans x average loanAverage loan
$97,229
Average interest rate
6.16%
Denial rate
15%
Home only share
85%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 280 | 175 | $17.0M | $97,229 | 6.16% | 15% | 85% |
| 2024 | 304 | 186 | $17.6M | $94,409 | 6.33% | 18% | 88% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 126 | $13.0M | $103,413 | 6.18% | 17% | 90% |
| WY | 49 | $4.0M | $81,327 | 6.1% | 10% | 71% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.