Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Commerce
Bank of Commerce
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-13.3% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$158,846
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 13 | $2.1M | $158,846 | n/a | 10% | n/a |
| 2024 | 21 | 15 | $775,000 | $51,667 | n/a | 5% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 13 | $2.1M | $158,846 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.