Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mason-McDuffie Mortgage Corporation
Mason-McDuffie Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
113
+18.9% vs 2024Originations
$26.2M
Loans x average loanAverage loan
$232,080
Average interest rate
6.5%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 162 | 113 | $26.2M | $232,080 | 6.5% | 10% | 0% |
| 2024 | 144 | 95 | $23.4M | $245,947 | 6.45% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 29 | $6.9M | $236,724 | 5.8% | 7% | 0% |
| WA | 21 | $6.2M | $293,095 | 6.85% | 4% | 0% |
| OR | 17 | $5.3M | $313,235 | 6.88% | 18% | 0% |
| AZ | 16 | $2.7M | $171,250 | 6.73% | 14% | 0% |
| TN | 12 | $1.7M | $139,167 | 6.53% | 13% | 0% |
| VA | 6 | $830,000 | $138,333 | 7.02% | 0% | 0% |
| CO | 4 | $580,000 | $145,000 | 6.33% | 0% | 0% |
| NC | 2 | $350,000 | $175,000 | 6.56% | 0% | 0% |
| TX | 2 | $490,000 | $245,000 | 6.43% | 17% | 0% |
| FL | 2 | $560,000 | $280,000 | 6.75% | 0% | 0% |
| UT | 1 | $355,000 | $355,000 | 6.99% | 0% | 0% |
| ID | 1 | $305,000 | $305,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.