Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples National Bank, N.A.
Peoples National Bank, N.A.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
-27.9% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$121,452
Average interest rate
6.76%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 54 | 31 | $3.8M | $121,452 | 6.76% | 20% | 0% |
| 2024 | 56 | 43 | $5.5M | $127,791 | 7.86% | 14% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 31 | $3.8M | $121,452 | 6.76% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.