Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ChoiceOne Bank
ChoiceOne Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
-2.4% vs 2024Originations
$4.3M
Loans x average loanAverage loan
$106,500
Average interest rate
7.16%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 75 | 40 | $4.3M | $106,500 | 7.16% | 25% | 0% |
| 2024 | 66 | 41 | $21.6M | $526,463 | 7.48% | 21% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 40 | $4.3M | $106,500 | 7.16% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.