Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Cumberland County Federal Credit Union
Cumberland County Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
-16.7% vs 2024Originations
$415,000
Loans x average loanAverage loan
$83,000
Average interest rate
6.49%
Denial rate
42%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 5 | $415,000 | $83,000 | 6.49% | 42% | 0% |
| 2024 | 10 | 6 | $420,000 | $70,000 | 7.35% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 5 | $415,000 | $83,000 | 6.49% | 42% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.