Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UVA COMMUNITY CREDIT UNION
UVA COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
+6.3% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$125,000
Average interest rate
n/a
Denial rate
29%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 42 | 17 | $2.1M | $125,000 | n/a | 29% | n/a |
| 2024 | 40 | 16 | $1.6M | $98,750 | n/a | 30% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 17 | $2.1M | $125,000 | n/a | 29% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.