Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Farmers Bank & Trust
First Farmers Bank & Trust
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
47
+34.3% vs 2024Originations
$4.7M
Loans x average loanAverage loan
$100,957
Average interest rate
7.6%
Denial rate
30%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 81 | 47 | $4.7M | $100,957 | 7.6% | 30% | 0% |
| 2024 | 52 | 35 | $4.5M | $129,857 | 8.18% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 44 | $4.5M | $101,136 | 7.56% | 30% | 0% |
| IL | 3 | $295,000 | $98,333 | 8.21% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.