Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › METROPLEX MORTGAGE SERVICES
METROPLEX MORTGAGE SERVICES
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
+123.1% vs 2024Originations
$4.7M
Loans x average loanAverage loan
$161,207
Average interest rate
7%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 29 | $4.7M | $161,207 | 7% | 8% | 0% |
| 2024 | 18 | 13 | $1.9M | $146,538 | 6.95% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 28 | $4.4M | $158,214 | 7.02% | 8% | 0% |
| TX | 1 | $245,000 | $245,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.