Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › NexTier Bank, National Association
NexTier Bank, National Association
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
+31.0% vs 2024Originations
$5.6M
Loans x average loanAverage loan
$148,421
Average interest rate
6.84%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 38 | $5.6M | $148,421 | 6.84% | 14% | 0% |
| 2024 | 49 | 29 | $4.2M | $143,276 | 7.56% | 16% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 38 | $5.6M | $148,421 | 6.84% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.