Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FARMERS BANK OF MILTON
FARMERS BANK OF MILTON
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
-5.6% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$109,118
Average interest rate
n/a
Denial rate
22%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 17 | $1.9M | $109,118 | n/a | 22% | n/a |
| 2024 | 23 | 18 | $2.2M | $120,556 | n/a | 17% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 10 | $1.3M | $127,000 | n/a | 0% | n/a |
| KY | 7 | $585,000 | $83,571 | n/a | 38% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.