Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIBRE FEDERAL CREDIT UNION
FIBRE FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
131
+13.9% vs 2024Originations
$13.5M
Loans x average loanAverage loan
$102,939
Average interest rate
7.72%
Denial rate
33%
Home only share
11%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 223 | 131 | $13.5M | $102,939 | 7.72% | 33% | 11% |
| 2024 | 199 | 115 | $11.7M | $101,609 | 7.96% | 33% | 13% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 76 | $7.9M | $104,474 | 7.78% | 32% | 11% |
| OR | 55 | $5.5M | $100,818 | 7.64% | 33% | 11% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.