Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › NEW FED MORTGAGE CORP.
NEW FED MORTGAGE CORP.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-38.9% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$225,000
Average interest rate
6.65%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 11 | $2.5M | $225,000 | 6.65% | 14% | 0% |
| 2024 | 23 | 18 | $3.5M | $193,333 | 7.06% | 4% | 22% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 6 | $1.5M | $243,333 | 6.62% | 0% | 0% |
| OK | 2 | $280,000 | $140,000 | 7.25% | 0% | 0% |
| SC | 2 | $460,000 | $230,000 | 6.75% | 0% | 0% |
| DE | 1 | $275,000 | $275,000 | 5.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.