Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PEOPLES COMMUNITY BANK
PEOPLES COMMUNITY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
35
-16.7% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$90,714
Average interest rate
n/a
Denial rate
9%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 44 | 35 | $3.2M | $90,714 | n/a | 9% | n/a |
| 2024 | 54 | 42 | $2.6M | $61,429 | n/a | 11% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 34 | $3.0M | $88,824 | n/a | 9% | n/a |
| AR | 1 | $155,000 | $155,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.