Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CHESSIE FEDERAL CREDIT UNION
CHESSIE FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+100.0% vs 2024Originations
$960,000
Loans x average loanAverage loan
$120,000
Average interest rate
6.28%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 8 | $960,000 | $120,000 | 6.28% | 0% | 0% |
| 2024 | 5 | 4 | $250,000 | $62,500 | 7.5% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 6 | $740,000 | $123,333 | 6.5% | 0% | 0% |
| MD | 1 | $185,000 | $185,000 | 5.75% | 0% | 0% |
| PA | 1 | $35,000 | $35,000 | 5.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.