Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HOME BANK & TRUST CO.
HOME BANK & TRUST CO.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+40.0% vs 2024Originations
$905,000
Loans x average loanAverage loan
$129,286
Average interest rate
7.18%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 7 | $905,000 | $129,286 | 7.18% | 0% | 0% |
| 2024 | 5 | 5 | $525,000 | $105,000 | 7.28% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 7 | $905,000 | $129,286 | 7.18% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.