Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GENESEE VALLEY FEDERAL CREDIT UNIION
GENESEE VALLEY FEDERAL CREDIT UNIION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
-16.7% vs 2024Originations
$445,000
Loans x average loanAverage loan
$89,000
Average interest rate
6.71%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 5 | $445,000 | $89,000 | 6.71% | 14% | 0% |
| 2024 | 6 | 6 | $290,000 | $48,333 | 7.99% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 5 | $445,000 | $89,000 | 6.71% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.