Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MEMBERS 1ST FCU
MEMBERS 1ST FCU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+0.0% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$83,333
Average interest rate
4.08%
Denial rate
61%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 18 | $1.5M | $83,333 | 4.08% | 61% | 0% |
| 2024 | 40 | 18 | $1.3M | $69,444 | 4.33% | 53% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 18 | $1.5M | $83,333 | 4.08% | 60% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.