Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bath Savings Institution
Bath Savings Institution
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+20.0% vs 2024Originations
$800,000
Loans x average loanAverage loan
$133,333
Average interest rate
6.92%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 6 | $800,000 | $133,333 | 6.92% | 10% | 0% |
| 2024 | 9 | 5 | $835,000 | $167,000 | 6.84% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 6 | $800,000 | $133,333 | 6.92% | 10% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.