Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › IDAHO FIRST BANK

IDAHO FIRST BANK

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

3

+0.0% vs 2024
Originations

$2.5M

Loans x average loan
Average loan

$835,000

Average interest rate

n/a

Denial rate

0%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202543$2.5M$835,000n/a0%n/a
202433$5.6M$1,861,667n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
ID1$105,000$105,000n/a0%n/a
MT1$565,000$565,000n/a0%n/a
OR1$1.8M$1,835,000n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.