Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Vision Bank
Vision Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+130.0% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$114,565
Average interest rate
7.97%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 23 | $2.6M | $114,565 | 7.97% | 17% | 0% |
| 2024 | 16 | 10 | $1.1M | $107,000 | 7.71% | 19% | 10% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 23 | $2.6M | $114,565 | 7.97% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.