Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CENTIER BANK
CENTIER BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
-92.4% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$202,500
Average interest rate
6.82%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 12 | $2.4M | $202,500 | 6.82% | 11% | 0% |
| 2024 | 646 | 158 | $11.8M | $74,367 | 8.88% | 3% | 96% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 12 | $2.4M | $202,500 | 6.82% | 6% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.