Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SOUTHEAST MORTGAGE OF GEORGIA, INC.
SOUTHEAST MORTGAGE OF GEORGIA, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
+23.8% vs 2024Originations
$5.8M
Loans x average loanAverage loan
$225,000
Average interest rate
6.86%
Denial rate
3%
Home only share
15%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 26 | $5.8M | $225,000 | 6.86% | 3% | 15% |
| 2024 | 35 | 21 | $4.4M | $207,857 | 7.13% | 0% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 22 | $5.3M | $239,091 | 6.99% | 3% | 18% |
| AL | 4 | $590,000 | $147,500 | 6.16% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.